/* v3: hero title visible (white), gold accent */
:root { --navy:#0B2545; --charcoal:#333333; --gold:#C9A14A; --light:#F6F7FA; }
* { box-sizing: border-box; }
html, body { margin: 0; padding: 0; font-family: ui-sans-serif, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", Arial, "Noto Sans", sans-serif; color: var(--charcoal); line-height: 1.6; scroll-behavior: smooth; }
img { max-width: 100%; height: auto; }
a { color: var(--navy); text-decoration: none; }
.container { width: min(1100px, 92%); margin: 0 auto; }

h1, h2, h3 { font-weight: 600; margin: 0 0 14px; color: var(--navy); }
p { font-weight: 400; color: #39404a; }
.lead { font-size: 1.1rem; opacity: .95; }
.em { font-weight: 500; }

.site-header { position: sticky; top: 0; background: white; border-bottom: 1px solid #e9edf3; z-index: 10; }
.nav { display: flex; align-items: center; justify-content: space-between; padding: 14px 0; }
.brand { display: inline-flex; gap: 10px; align-items: center; font-weight: 700; color: var(--navy); }
nav a { margin-left: 18px; opacity: .9; }
nav a.btn.small { padding: 8px 12px; border-radius: 6px; border: 1px solid var(--navy); }

.hero { background: linear-gradient(135deg, var(--navy), #081a32); color: white; }
.hero-inner { padding: 96px 0; }
.hero h1 { font-size: clamp(34px, 5vw, 52px); line-height: 1.1; margin: 0 0 10px; color: #ffffff; }
.hero .accent { color: var(--gold); }

.section { padding: 72px 0; background: white; }
.section.alt { background: var(--light); }
h2 { font-size: clamp(26px, 4vw, 34px); margin: 0 0 24px; color: var(--navy); }
.cards { display: grid; grid-template-columns: repeat(auto-fit, minmax(240px, 1fr)); gap: 18px; }
.card { background: white; border: 1px solid #e9edf3; border-radius: 10px; padding: 20px; box-shadow: 0 1px 2px rgba(0,0,0,.03); }
.grid.two { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 18px; }
.grid.two .case { border: 1px dashed #d8dde6; border-radius: 10px; padding: 16px; background: #fff; }

.process { list-style: none; padding: 0; margin: 0; display: grid; grid-template-columns: repeat(auto-fit, minmax(250px,1fr)); gap: 14px; }
.process li { background: #fff; border: 1px solid #e9edf3; border-radius: 10px; padding: 16px; display: flex; align-items: center; gap: 12px; }
.process li span { background: var(--gold); color: #1b1b1b; width: 28px; height: 28px; display: inline-grid; place-items: center; border-radius: 50%; font-weight: 700; }

.about-block + .about-block { margin-top: 22px; }
.narrow { max-width: 760px; }

form label { display: block; font-weight: 600; margin-bottom: 10px; color: var(--navy); }
form input, form select, form textarea { width: 100%; padding: 12px 12px; border: 1px solid #d8dde6; border-radius: 8px; font: inherit; }
.hidden { display: none; }

.btn { display: inline-block; background: var(--gold); color: #1b1b1b; padding: 12px 18px; border-radius: 8px; border: none; font-weight: 700; }
.btn.ghost { background: transparent; color: white; border: 1px solid rgba(255,255,255,.6); }
.btn:hover { filter: brightness(0.95); }

.site-footer { background: #0d1f3b; color: #e8eef7; padding: 22px 0; font-size: 0.95rem; }
.tiny { font-size: 0.9rem; opacity: .85; }

@media (max-width: 720px) {
  .grid.two { grid-template-columns: 1fr; }
  nav a { margin-left: 12px; }
}